What is a Valid Waiver?

All students enrolled in the Doctor of Osteopathic Medicine, Master of Biomedical Science, and Doctor of Nursing Practice academic programs are required to maintain health insurance coverage and are eligible to enroll in the Marian University Student Health Plan. You are required to enroll or waive the Marian University plan each year you are enrolled in your graduate academic program, so you will repeat this process next year if you have not graduated.

Current Out of State Medicaid, Short-term medical plans and Healthcare Cost sharing such as Christian/Medi-share plans do not satisfy the requirement to have insurance and cannot be used to waive coverage on the Marian University plan.

Students may petition to waive the student health insurance plan if the following criteria are met:

  • The policy is compliant with all minimum coverage requirements per U.S. healthcare reform law, the Patient Protection and Affordable Care Act (PPACA) including coverage for pre-existing conditions. Please contact your medical insurance carrier to confirm this.

  • The plan provides both emergency and non-emergency health care within a 25-mile radius of Marian University in the Indianapolis, IN area. Be aware that many group HMO plans do not have coverage in Indiana.

  • The plan provides inpatient (with at least 30 visits per year) and chemical dependency benefits are comparable to the coverage provided by the student medical insurance plan.

  • The plan provides coverage for prescription medication.

  • The lifetime benefit is unlimited.

If you are able to waive coverage on the Marian University Student Insurance Plan due to having Indiana Medicaid, please keep in mind that when you go home for the holidays outside the state of Indiana or are out of the state of Indiana on vacation, Indiana Medicaid will not provide coverage.

Please note that a Student Health representative will review all waiver requests. If the waiver submitted does not meet the waiver criteria, you will be enrolled in the student health plan. Because of changes each year, your waiver may not be approved even if it was approved the prior year. It is ultimately the responsibility of each student whose petition is granted to waive out of the Marian University Student Health Plan to ensure that their coverage meets the above requirements.

Neither Marian University nor Marian University’s insurance broker Marsh & McLennan Agency; assume any liability in the event that a waiver that does not meet the listed requirements is approved.

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